This Saturday at 3:30 PM EST if you were to tune your TVs to NBC or ESPN3, I predict that you may see one of the few upsets of the day.

#16 Louisville will take on unranked USF with the home field advantage, which also happens to be their homecoming game. The Cardinals are 6-0 and are entering their second Big East conference game of the season 1-0, their first Big East victory coming last week against Pitt.

Louisville has played a somewhat solid schedule, and they have been able to come out with the W every week so far. However, their only convincing wins came in weeks 1 and 2 when they beat Kentucky 32-14 and Missouri State 35-7. A victory over either of these teams isn't much to brag about though. Their following victories over North Carolina, FIU and Southern Mississippi were all determined by a touchdown or less. And then their victory over Pitt was by a 10 point margin.

So far every week Louisville has appeared to be in danger of losing, but it is only fair that credit is given where due, seeing that each time they have found a way come out on top.

South Florida on the other hand has lost four games in a row now, and is definitely looking to turn their season around after having last week off on bye. The Bulls first lost to Rutgers in week 3, which catapulted Rutgers into the top 25, and then took a few more steps backward in the following week by losing to Ball State. The Bulls then played a pretty solid game against then ranked #4 Florida State, but came up short after making some detrimental mistakes. USF was looking to rebound the next week as they traveled to face Temple, but was again upset for the 2nd time in 3 weeks.

Penalties and turnovers have played a major role in all of the Bull's losses. If USF were to fix themselves in those two areas, the first half of the season may have turned out much differently. USF has shown that they can score points and that the defense can be stingy, all they need to do is put together some consistency.

USF has fallen to 2-4 and is 0-2 in conference play. Not many would deny that the Bulls are indeed a talented team. They just need to get their stuff together and I believe coming out of their bye week it is now or never for the South Florida Bulls and they know that more than anyone else. Nobody is giving the Bulls much of a chance, but as Louisville's past wins have shown, the Cardinals are indeed very beatable.

I'm putting the Cardinals on upset alert and picking the Bulls to knock off #16 Louisville in about a 3-10 point game.